{"id":2,"date":"2025-11-10T06:35:38","date_gmt":"2025-11-10T06:35:38","guid":{"rendered":"https:\/\/takafulmurahaiajb.com\/?page_id=2"},"modified":"2025-11-10T09:06:49","modified_gmt":"2025-11-10T09:06:49","slug":"sample-page","status":"publish","type":"page","link":"https:\/\/takafulmurahaiajb.com\/","title":{"rendered":"Ruzaini Mohamed Takaful"},"content":{"rendered":"\n<p class=\"has-text-align-left\"><strong>Ruzaini Mohamed<\/strong> merupakan seorang <strong>Perunding Takaful profesional<\/strong> dari syarikat <strong>AIA Public Takaful<\/strong> yang berdedikasi membantu individu dan keluarga merancang perlindungan kewangan berlandaskan prinsip <strong>syariah<\/strong>. Beliau komited dalam memberikan penerangan yang jelas tentang kepentingan takaful, membantu pelanggan memahami pelan yang sesuai dengan keperluan dan bajet masing-masing.<\/p>\n\n\n\n<p class=\"has-text-align-left\">Sebagai seorang perunding takaful, Ruzaini bukan sekadar menjual produk, beliau memainkan peranan penting dalam <strong>pendidikan kewangan Islam<\/strong>, <strong>perancangan warisan<\/strong>, serta memastikan pelanggan dilindungi daripada risiko kewangan yang tidak dijangka.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/plantakafulterbaikterkini.wasap.my\/\"><img loading=\"lazy\" decoding=\"async\" width=\"943\" height=\"1024\" src=\"https:\/\/takafulmurahaiajb.com\/wp-content\/uploads\/2025\/11\/RUZAINI-MEDIFLEX-SEJUTA-MAKNA-FB-943x1024.jpg\" alt=\"\" class=\"wp-image-9\" srcset=\"https:\/\/takafulmurahaiajb.com\/wp-content\/uploads\/2025\/11\/RUZAINI-MEDIFLEX-SEJUTA-MAKNA-FB-943x1024.jpg 943w, https:\/\/takafulmurahaiajb.com\/wp-content\/uploads\/2025\/11\/RUZAINI-MEDIFLEX-SEJUTA-MAKNA-FB-276x300.jpg 276w, https:\/\/takafulmurahaiajb.com\/wp-content\/uploads\/2025\/11\/RUZAINI-MEDIFLEX-SEJUTA-MAKNA-FB-768x834.jpg 768w, https:\/\/takafulmurahaiajb.com\/wp-content\/uploads\/2025\/11\/RUZAINI-MEDIFLEX-SEJUTA-MAKNA-FB-1414x1536.jpg 1414w, https:\/\/takafulmurahaiajb.com\/wp-content\/uploads\/2025\/11\/RUZAINI-MEDIFLEX-SEJUTA-MAKNA-FB-1886x2048.jpg 1886w\" sizes=\"auto, (max-width: 943px) 100vw, 943px\" \/><\/a><figcaption class=\"wp-element-caption\">Healthy Life A4 Flyer Poster Brochure Design Template.<\/figcaption><\/figure>\n<\/blockquote>\n\n\n\n<ul class=\"wp-block-social-links aligncenter is-layout-flex wp-block-social-links-is-layout-flex\"><li class=\"wp-social-link wp-social-link-whatsapp  wp-block-social-link\"><a href=\"https:\/\/plantakafulterbaikterkini.wasap.my\/\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M 12.011719 2 C 6.5057187 2 2.0234844 6.478375 2.0214844 11.984375 C 2.0204844 13.744375 2.4814687 15.462563 3.3554688 16.976562 L 2 22 L 7.2324219 20.763672 C 8.6914219 21.559672 10.333859 21.977516 12.005859 21.978516 L 12.009766 21.978516 C 17.514766 21.978516 21.995047 17.499141 21.998047 11.994141 C 22.000047 9.3251406 20.962172 6.8157344 19.076172 4.9277344 C 17.190172 3.0407344 14.683719 2.001 12.011719 2 z M 12.009766 4 C 14.145766 4.001 16.153109 4.8337969 17.662109 6.3417969 C 19.171109 7.8517969 20.000047 9.8581875 19.998047 11.992188 C 19.996047 16.396187 16.413812 19.978516 12.007812 19.978516 C 10.674812 19.977516 9.3544062 19.642812 8.1914062 19.007812 L 7.5175781 18.640625 L 6.7734375 18.816406 L 4.8046875 19.28125 L 5.2851562 17.496094 L 5.5019531 16.695312 L 5.0878906 15.976562 C 4.3898906 14.768562 4.0204844 13.387375 4.0214844 11.984375 C 4.0234844 7.582375 7.6067656 4 12.009766 4 z M 8.4765625 7.375 C 8.3095625 7.375 8.0395469 7.4375 7.8105469 7.6875 C 7.5815469 7.9365 6.9355469 8.5395781 6.9355469 9.7675781 C 6.9355469 10.995578 7.8300781 12.182609 7.9550781 12.349609 C 8.0790781 12.515609 9.68175 15.115234 12.21875 16.115234 C 14.32675 16.946234 14.754891 16.782234 15.212891 16.740234 C 15.670891 16.699234 16.690438 16.137687 16.898438 15.554688 C 17.106437 14.971687 17.106922 14.470187 17.044922 14.367188 C 16.982922 14.263188 16.816406 14.201172 16.566406 14.076172 C 16.317406 13.951172 15.090328 13.348625 14.861328 13.265625 C 14.632328 13.182625 14.464828 13.140625 14.298828 13.390625 C 14.132828 13.640625 13.655766 14.201187 13.509766 14.367188 C 13.363766 14.534188 13.21875 14.556641 12.96875 14.431641 C 12.71875 14.305641 11.914938 14.041406 10.960938 13.191406 C 10.218937 12.530406 9.7182656 11.714844 9.5722656 11.464844 C 9.4272656 11.215844 9.5585938 11.079078 9.6835938 10.955078 C 9.7955938 10.843078 9.9316406 10.663578 10.056641 10.517578 C 10.180641 10.371578 10.223641 10.267562 10.306641 10.101562 C 10.389641 9.9355625 10.347156 9.7890625 10.285156 9.6640625 C 10.223156 9.5390625 9.737625 8.3065 9.515625 7.8125 C 9.328625 7.3975 9.131125 7.3878594 8.953125 7.3808594 C 8.808125 7.3748594 8.6425625 7.375 8.4765625 7.375 z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">WhatsApp<\/span><\/a><\/li><\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udca1 <strong> Kenapa Perlu Ada Pampasan Sakit Kritikal?<\/strong><\/h3>\n\n\n\n<p>Apabila seseorang disahkan menghidap <strong>penyakit kritikal<\/strong> seperti kanser, serangan jantung, atau strok \u2014 kebanyakan masa mereka tidak dapat bekerja untuk tempoh yang panjang.<br>\ud83d\udc49 Pampasan sakit kritikal memberi <strong>duit tunai segera<\/strong> supaya anda boleh terus menampung kos hidup seperti:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bayaran rumah &amp; kereta<\/li>\n\n\n\n<li>Bil utiliti &amp; perbelanjaan harian<\/li>\n\n\n\n<li>Keperluan keluarga<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udc8a <strong>1. Kos Rawatan Tinggi<\/strong><\/h3>\n\n\n\n<p>Walaupun ada kad perubatan atau jaminan hospital, <strong>tidak semua rawatan dilindungi sepenuhnya<\/strong>.<br>Sebahagian rawatan moden, ubat khas, atau terapi alternatif mungkin perlu dibayar sendiri.<br>\ud83d\udc49 Pampasan sakit kritikal boleh digunakan untuk menampung <strong>kos rawatan tambahan<\/strong> tanpa mengganggu simpanan atau hutang.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u2764\ufe0f <strong>2. Fokus Untuk Sembuh, Bukan Tentang Wang<\/strong><\/h3>\n\n\n\n<p>Dengan adanya pampasan tunai, pesakit dan keluarga boleh fokus kepada <strong>proses rawatan &amp; pemulihan<\/strong>, bukan kepada tekanan kewangan.<br>\ud83d\udc49 Ia memberi <strong>ketenangan minda<\/strong> dan sokongan emosi yang besar kepada pesakit dan keluarga.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83e\udde9 <strong>3. Perlindungan Jangka Panjang<\/strong><\/h3>\n\n\n\n<p>Penyakit kritikal sering memberi kesan jangka panjang terhadap keupayaan bekerja dan kewangan keluarga.<br>\ud83d\udc49 Pampasan ini bertindak sebagai <strong>\u201cpelan sandaran kewangan\u201d<\/strong> agar keluarga tidak terbeban sekiranya sesuatu yang tidak diingini berlaku.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udcc8 <strong>4. Sebahagian Daripada Perancangan Kewangan Menyeluruh<\/strong><\/h3>\n\n\n\n<p>Sama seperti simpanan dan pelaburan, perlindungan sakit kritikal adalah sebahagian daripada <strong>strategi kewangan pintar<\/strong> \u2014 melindungi harta, pendapatan, dan masa depan keluarga.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/plantakafulterbaikterkini.wasap.my\/\"><img loading=\"lazy\" decoding=\"async\" width=\"939\" height=\"1024\" src=\"https:\/\/takafulmurahaiajb.com\/wp-content\/uploads\/2025\/11\/RUZAINI-CRITICAL-PROTEKTOR-FB-939x1024.jpg\" alt=\"\" class=\"wp-image-10\" srcset=\"https:\/\/takafulmurahaiajb.com\/wp-content\/uploads\/2025\/11\/RUZAINI-CRITICAL-PROTEKTOR-FB-939x1024.jpg 939w, https:\/\/takafulmurahaiajb.com\/wp-content\/uploads\/2025\/11\/RUZAINI-CRITICAL-PROTEKTOR-FB-275x300.jpg 275w, https:\/\/takafulmurahaiajb.com\/wp-content\/uploads\/2025\/11\/RUZAINI-CRITICAL-PROTEKTOR-FB-768x837.jpg 768w, https:\/\/takafulmurahaiajb.com\/wp-content\/uploads\/2025\/11\/RUZAINI-CRITICAL-PROTEKTOR-FB-1409x1536.jpg 1409w, https:\/\/takafulmurahaiajb.com\/wp-content\/uploads\/2025\/11\/RUZAINI-CRITICAL-PROTEKTOR-FB-1878x2048.jpg 1878w\" sizes=\"auto, (max-width: 939px) 100vw, 939px\" \/><\/a><figcaption class=\"wp-element-caption\">Healthy Life A4 Flyer Poster Brochure Design Template.<\/figcaption><\/figure>\n\n\n\n<ul class=\"wp-block-social-links aligncenter is-layout-flex wp-block-social-links-is-layout-flex\"><li class=\"wp-social-link wp-social-link-whatsapp  wp-block-social-link\"><a href=\"https:\/\/plantakafulterbaikterkini.wasap.my\/\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M 12.011719 2 C 6.5057187 2 2.0234844 6.478375 2.0214844 11.984375 C 2.0204844 13.744375 2.4814687 15.462563 3.3554688 16.976562 L 2 22 L 7.2324219 20.763672 C 8.6914219 21.559672 10.333859 21.977516 12.005859 21.978516 L 12.009766 21.978516 C 17.514766 21.978516 21.995047 17.499141 21.998047 11.994141 C 22.000047 9.3251406 20.962172 6.8157344 19.076172 4.9277344 C 17.190172 3.0407344 14.683719 2.001 12.011719 2 z M 12.009766 4 C 14.145766 4.001 16.153109 4.8337969 17.662109 6.3417969 C 19.171109 7.8517969 20.000047 9.8581875 19.998047 11.992188 C 19.996047 16.396187 16.413812 19.978516 12.007812 19.978516 C 10.674812 19.977516 9.3544062 19.642812 8.1914062 19.007812 L 7.5175781 18.640625 L 6.7734375 18.816406 L 4.8046875 19.28125 L 5.2851562 17.496094 L 5.5019531 16.695312 L 5.0878906 15.976562 C 4.3898906 14.768562 4.0204844 13.387375 4.0214844 11.984375 C 4.0234844 7.582375 7.6067656 4 12.009766 4 z M 8.4765625 7.375 C 8.3095625 7.375 8.0395469 7.4375 7.8105469 7.6875 C 7.5815469 7.9365 6.9355469 8.5395781 6.9355469 9.7675781 C 6.9355469 10.995578 7.8300781 12.182609 7.9550781 12.349609 C 8.0790781 12.515609 9.68175 15.115234 12.21875 16.115234 C 14.32675 16.946234 14.754891 16.782234 15.212891 16.740234 C 15.670891 16.699234 16.690438 16.137687 16.898438 15.554688 C 17.106437 14.971687 17.106922 14.470187 17.044922 14.367188 C 16.982922 14.263188 16.816406 14.201172 16.566406 14.076172 C 16.317406 13.951172 15.090328 13.348625 14.861328 13.265625 C 14.632328 13.182625 14.464828 13.140625 14.298828 13.390625 C 14.132828 13.640625 13.655766 14.201187 13.509766 14.367188 C 13.363766 14.534188 13.21875 14.556641 12.96875 14.431641 C 12.71875 14.305641 11.914938 14.041406 10.960938 13.191406 C 10.218937 12.530406 9.7182656 11.714844 9.5722656 11.464844 C 9.4272656 11.215844 9.5585938 11.079078 9.6835938 10.955078 C 9.7955938 10.843078 9.9316406 10.663578 10.056641 10.517578 C 10.180641 10.371578 10.223641 10.267562 10.306641 10.101562 C 10.389641 9.9355625 10.347156 9.7890625 10.285156 9.6640625 C 10.223156 9.5390625 9.737625 8.3065 9.515625 7.8125 C 9.328625 7.3975 9.131125 7.3878594 8.953125 7.3808594 C 8.808125 7.3748594 8.6425625 7.375 8.4765625 7.375 z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">WhatsApp<\/span><\/a><\/li><\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83c\udf19 <strong>Kenapa Perlu Ada Pampasan Kematian (Perlindungan Takaful)?<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udd4a\ufe0f 1. <strong>Tanggungjawab Menyediakan Kesejahteraan Keluarga<\/strong><\/h3>\n\n\n\n<p>Kematian adalah sesuatu yang pasti, tetapi waktu dan caranya kita tidak tahu. Apabila seseorang meninggal dunia, <strong>pendapatan keluarga mungkin terhenti<\/strong>, namun perbelanjaan hidup masih berterusan \u2014 anak masih perlu makan, belajar, dan meneruskan kehidupan.<\/p>\n\n\n\n<p>\ud83d\udcac <strong>Firman Allah SWT:<\/strong><\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201cDan hendaklah orang yang mampu di antara kamu meninggalkan warisnya dalam keadaan cukup (hidupnya) dengan baik.\u201d<br><em>(Surah al-Baqarah, 2:233)<\/em><\/p>\n<\/blockquote>\n\n\n\n<p>Ayat ini mengingatkan bahawa <strong>meninggalkan keluarga dalam keadaan cukup<\/strong> adalah satu tanggungjawab moral dan agama.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udcb0 2. <strong>Pampasan Kematian Sebagai Perlindungan dan Legasi<\/strong><\/h3>\n\n\n\n<p>Melalui pampasan kematian takaful, waris akan menerima sejumlah wang untuk menampung keperluan hidup selepas kematian pencari nafkah utama. Ini membantu keluarga <strong>terus berdikari tanpa terbeban dengan hutang atau kesempitan kewangan.<\/strong><\/p>\n\n\n\n<p>\ud83d\udcac <strong>Sabda Rasulullah \ufdfa:<\/strong><\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201cSesungguhnya meninggalkan warismu dalam keadaan berkecukupan itu lebih baik daripada meninggalkan mereka dalam keadaan meminta-minta kepada manusia.\u201d<br><em>(Hadis Riwayat al-Bukhari &amp; Muslim)<\/em><\/p>\n<\/blockquote>\n\n\n\n<p>Hadis ini menunjukkan bahawa Islam <strong>menggalakkan umatnya merancang kewangan dengan bijak<\/strong>, termasuk menyediakan pampasan atau simpanan untuk waris selepas kematian.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83e\udd32 3. <strong>Sebagai Bentuk Kasih Sayang &amp; Tanggungjawab Dunia Akhirat<\/strong><\/h3>\n\n\n\n<p>Menetapkan pampasan kematian bukan kerana takut mati, tetapi kerana <strong>cinta dan tanggungjawab terhadap keluarga<\/strong>. Ia juga satu <strong>amal jariah<\/strong> \u2014 usaha yang memberi manfaat berterusan kepada mereka yang ditinggalkan.<\/p>\n\n\n\n<p>\ud83d\udcac <strong>Sabda Nabi \ufdfa:<\/strong><\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201cSebaik-baik kamu ialah yang paling banyak memberi manfaat kepada orang lain.\u201d<br><em>(Hadis Riwayat al-Tabarani)<\/em><\/p>\n<\/blockquote>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/plantakafulterbaikterkini.wasap.my\/\"><img loading=\"lazy\" decoding=\"async\" width=\"939\" height=\"1024\" src=\"https:\/\/takafulmurahaiajb.com\/wp-content\/uploads\/2025\/11\/RUZAINI-LADY-LEGASI-BEYOND-939x1024.jpg\" alt=\"\" class=\"wp-image-11\" srcset=\"https:\/\/takafulmurahaiajb.com\/wp-content\/uploads\/2025\/11\/RUZAINI-LADY-LEGASI-BEYOND-939x1024.jpg 939w, https:\/\/takafulmurahaiajb.com\/wp-content\/uploads\/2025\/11\/RUZAINI-LADY-LEGASI-BEYOND-275x300.jpg 275w, https:\/\/takafulmurahaiajb.com\/wp-content\/uploads\/2025\/11\/RUZAINI-LADY-LEGASI-BEYOND-768x837.jpg 768w, https:\/\/takafulmurahaiajb.com\/wp-content\/uploads\/2025\/11\/RUZAINI-LADY-LEGASI-BEYOND-1409x1536.jpg 1409w, https:\/\/takafulmurahaiajb.com\/wp-content\/uploads\/2025\/11\/RUZAINI-LADY-LEGASI-BEYOND-1879x2048.jpg 1879w\" sizes=\"auto, (max-width: 939px) 100vw, 939px\" \/><\/a><figcaption class=\"wp-element-caption\">Healthy Life A4 Flyer Poster Brochure Design Template.<\/figcaption><\/figure>\n\n\n\n<ul class=\"wp-block-social-links aligncenter is-layout-flex wp-block-social-links-is-layout-flex\"><li class=\"wp-social-link wp-social-link-whatsapp  wp-block-social-link\"><a href=\"https:\/\/plantakafulterbaikterkini.wasap.my\/\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M 12.011719 2 C 6.5057187 2 2.0234844 6.478375 2.0214844 11.984375 C 2.0204844 13.744375 2.4814687 15.462563 3.3554688 16.976562 L 2 22 L 7.2324219 20.763672 C 8.6914219 21.559672 10.333859 21.977516 12.005859 21.978516 L 12.009766 21.978516 C 17.514766 21.978516 21.995047 17.499141 21.998047 11.994141 C 22.000047 9.3251406 20.962172 6.8157344 19.076172 4.9277344 C 17.190172 3.0407344 14.683719 2.001 12.011719 2 z M 12.009766 4 C 14.145766 4.001 16.153109 4.8337969 17.662109 6.3417969 C 19.171109 7.8517969 20.000047 9.8581875 19.998047 11.992188 C 19.996047 16.396187 16.413812 19.978516 12.007812 19.978516 C 10.674812 19.977516 9.3544062 19.642812 8.1914062 19.007812 L 7.5175781 18.640625 L 6.7734375 18.816406 L 4.8046875 19.28125 L 5.2851562 17.496094 L 5.5019531 16.695312 L 5.0878906 15.976562 C 4.3898906 14.768562 4.0204844 13.387375 4.0214844 11.984375 C 4.0234844 7.582375 7.6067656 4 12.009766 4 z M 8.4765625 7.375 C 8.3095625 7.375 8.0395469 7.4375 7.8105469 7.6875 C 7.5815469 7.9365 6.9355469 8.5395781 6.9355469 9.7675781 C 6.9355469 10.995578 7.8300781 12.182609 7.9550781 12.349609 C 8.0790781 12.515609 9.68175 15.115234 12.21875 16.115234 C 14.32675 16.946234 14.754891 16.782234 15.212891 16.740234 C 15.670891 16.699234 16.690438 16.137687 16.898438 15.554688 C 17.106437 14.971687 17.106922 14.470187 17.044922 14.367188 C 16.982922 14.263188 16.816406 14.201172 16.566406 14.076172 C 16.317406 13.951172 15.090328 13.348625 14.861328 13.265625 C 14.632328 13.182625 14.464828 13.140625 14.298828 13.390625 C 14.132828 13.640625 13.655766 14.201187 13.509766 14.367188 C 13.363766 14.534188 13.21875 14.556641 12.96875 14.431641 C 12.71875 14.305641 11.914938 14.041406 10.960938 13.191406 C 10.218937 12.530406 9.7182656 11.714844 9.5722656 11.464844 C 9.4272656 11.215844 9.5585938 11.079078 9.6835938 10.955078 C 9.7955938 10.843078 9.9316406 10.663578 10.056641 10.517578 C 10.180641 10.371578 10.223641 10.267562 10.306641 10.101562 C 10.389641 9.9355625 10.347156 9.7890625 10.285156 9.6640625 C 10.223156 9.5390625 9.737625 8.3065 9.515625 7.8125 C 9.328625 7.3975 9.131125 7.3878594 8.953125 7.3808594 C 8.808125 7.3748594 8.6425625 7.375 8.4765625 7.375 z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">WhatsApp<\/span><\/a><\/li><\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83e\udded <strong>Versi Formal (Sesuai untuk poster atau iklan rasmi)<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83c\udf1f <strong>JAWATAN KOSONG: PERUNDING TAKAFUL AIA<\/strong><\/h3>\n\n\n\n<p>Kami sedang mencari individu yang <strong>bersemangat, positif dan ingin membina kerjaya<\/strong> dalam bidang kewangan Islam.<br>Sertai kami sebagai:<\/p>\n\n\n\n<p>\ud83d\udcbc <strong>Perunding Takaful AIA<\/strong><br>\ud83d\udccd <em>Full Time \/ Part Time<\/em><\/p>\n\n\n\n<p><strong>Kelebihan:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pendapatan tanpa had<\/li>\n\n\n\n<li>Latihan &amp; bimbingan disediakan<\/li>\n\n\n\n<li>Waktu kerja fleksibel<\/li>\n\n\n\n<li>Peluang kenaikan pangkat &amp; pengiktirafan antarabangsa<\/li>\n<\/ul>\n\n\n\n<p><strong>Syarat:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Warganegara Malaysia<\/li>\n\n\n\n<li>Berumur 21 tahun ke atas<\/li>\n\n\n\n<li>Mempunyai minat dalam bidang kewangan dan komunikasi<\/li>\n\n\n\n<li>Disiplin dan komited membina masa depan<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udce9 Berminat?<br>Hubungi: <strong>Ruzaini Mohamed<\/strong><br>\u201cBersama kita bina kerjaya, bantu masyarakat dengan perlindungan berlandaskan syariah.\u201d<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/plantakafulterbaikterkini.wasap.my\/\"><img loading=\"lazy\" decoding=\"async\" width=\"569\" height=\"1024\" src=\"https:\/\/takafulmurahaiajb.com\/wp-content\/uploads\/2025\/11\/RECRUITMENT-2025-RUZAINI-569x1024.jpg\" alt=\"\" class=\"wp-image-20\" srcset=\"https:\/\/takafulmurahaiajb.com\/wp-content\/uploads\/2025\/11\/RECRUITMENT-2025-RUZAINI-569x1024.jpg 569w, https:\/\/takafulmurahaiajb.com\/wp-content\/uploads\/2025\/11\/RECRUITMENT-2025-RUZAINI-167x300.jpg 167w, https:\/\/takafulmurahaiajb.com\/wp-content\/uploads\/2025\/11\/RECRUITMENT-2025-RUZAINI-768x1381.jpg 768w, https:\/\/takafulmurahaiajb.com\/wp-content\/uploads\/2025\/11\/RECRUITMENT-2025-RUZAINI-854x1536.jpg 854w, https:\/\/takafulmurahaiajb.com\/wp-content\/uploads\/2025\/11\/RECRUITMENT-2025-RUZAINI-1139x2048.jpg 1139w, https:\/\/takafulmurahaiajb.com\/wp-content\/uploads\/2025\/11\/RECRUITMENT-2025-RUZAINI-scaled.jpg 1423w\" sizes=\"auto, (max-width: 569px) 100vw, 569px\" \/><\/a><\/figure>\n\n\n\n<p class=\"has-text-align-center\"><strong>RUZAINI AIA l +6019-736 9793 l your Trusted Takaful Consultant<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-social-links aligncenter is-layout-flex wp-block-social-links-is-layout-flex\"><li class=\"wp-social-link wp-social-link-whatsapp  wp-block-social-link\"><a href=\"https:\/\/plantakafulterbaikterkini.wasap.my\/\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M 12.011719 2 C 6.5057187 2 2.0234844 6.478375 2.0214844 11.984375 C 2.0204844 13.744375 2.4814687 15.462563 3.3554688 16.976562 L 2 22 L 7.2324219 20.763672 C 8.6914219 21.559672 10.333859 21.977516 12.005859 21.978516 L 12.009766 21.978516 C 17.514766 21.978516 21.995047 17.499141 21.998047 11.994141 C 22.000047 9.3251406 20.962172 6.8157344 19.076172 4.9277344 C 17.190172 3.0407344 14.683719 2.001 12.011719 2 z M 12.009766 4 C 14.145766 4.001 16.153109 4.8337969 17.662109 6.3417969 C 19.171109 7.8517969 20.000047 9.8581875 19.998047 11.992188 C 19.996047 16.396187 16.413812 19.978516 12.007812 19.978516 C 10.674812 19.977516 9.3544062 19.642812 8.1914062 19.007812 L 7.5175781 18.640625 L 6.7734375 18.816406 L 4.8046875 19.28125 L 5.2851562 17.496094 L 5.5019531 16.695312 L 5.0878906 15.976562 C 4.3898906 14.768562 4.0204844 13.387375 4.0214844 11.984375 C 4.0234844 7.582375 7.6067656 4 12.009766 4 z M 8.4765625 7.375 C 8.3095625 7.375 8.0395469 7.4375 7.8105469 7.6875 C 7.5815469 7.9365 6.9355469 8.5395781 6.9355469 9.7675781 C 6.9355469 10.995578 7.8300781 12.182609 7.9550781 12.349609 C 8.0790781 12.515609 9.68175 15.115234 12.21875 16.115234 C 14.32675 16.946234 14.754891 16.782234 15.212891 16.740234 C 15.670891 16.699234 16.690438 16.137687 16.898438 15.554688 C 17.106437 14.971687 17.106922 14.470187 17.044922 14.367188 C 16.982922 14.263188 16.816406 14.201172 16.566406 14.076172 C 16.317406 13.951172 15.090328 13.348625 14.861328 13.265625 C 14.632328 13.182625 14.464828 13.140625 14.298828 13.390625 C 14.132828 13.640625 13.655766 14.201187 13.509766 14.367188 C 13.363766 14.534188 13.21875 14.556641 12.96875 14.431641 C 12.71875 14.305641 11.914938 14.041406 10.960938 13.191406 C 10.218937 12.530406 9.7182656 11.714844 9.5722656 11.464844 C 9.4272656 11.215844 9.5585938 11.079078 9.6835938 10.955078 C 9.7955938 10.843078 9.9316406 10.663578 10.056641 10.517578 C 10.180641 10.371578 10.223641 10.267562 10.306641 10.101562 C 10.389641 9.9355625 10.347156 9.7890625 10.285156 9.6640625 C 10.223156 9.5390625 9.737625 8.3065 9.515625 7.8125 C 9.328625 7.3975 9.131125 7.3878594 8.953125 7.3808594 C 8.808125 7.3748594 8.6425625 7.375 8.4765625 7.375 z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">WhatsApp<\/span><\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Ruzaini Mohamed merupakan seorang Perunding Takaful profesional dari syarikat AIA Public Takaful yang berdedikasi membantu individu dan keluarga merancang perlindungan kewangan berlandaskan prinsip syariah. Beliau komited dalam memberikan penerangan yang jelas tentang kepentingan takaful, membantu pelanggan memahami pelan yang sesuai dengan keperluan dan bajet masing-masing. Sebagai seorang perunding takaful, Ruzaini bukan sekadar menjual produk, beliau [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/takafulmurahaiajb.com\/index.php\/wp-json\/wp\/v2\/pages\/2","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/takafulmurahaiajb.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/takafulmurahaiajb.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/takafulmurahaiajb.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/takafulmurahaiajb.com\/index.php\/wp-json\/wp\/v2\/comments?post=2"}],"version-history":[{"count":11,"href":"https:\/\/takafulmurahaiajb.com\/index.php\/wp-json\/wp\/v2\/pages\/2\/revisions"}],"predecessor-version":[{"id":23,"href":"https:\/\/takafulmurahaiajb.com\/index.php\/wp-json\/wp\/v2\/pages\/2\/revisions\/23"}],"wp:attachment":[{"href":"https:\/\/takafulmurahaiajb.com\/index.php\/wp-json\/wp\/v2\/media?parent=2"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}